Investors Literacy

  Definition of Fear & Greed Index The Fear & Greed Index operates from a scale of 0 to 100. When the scale hits below 45, it indicates fear and a score of 55 and above would imply greed. The in-between would be neutral. Scores below 25 and above 75 are labeled as extreme fear and extreme greed respectively. The primary use of the scale is to measure the prevailing emotions influencing the stock market by weighing seven key factors (Liguid ,2025). The seven key factors are: Stock Price Momentum → Evaluate S&P’s 500 position relative to its 125 moving average Stock Price Strength → The number of stocks on the NYSE at 52-week highs compared to those at 52-week lows Stock Price Breadth → Analyse trading volumes that are rising compared to the number of shares that are falling Pull and Call Options → Examine the ratio of put to call options Junk Bond Demand → measures the yield spread between investment-grade bonds and junk bonds Market Volatility → The VIX measures expect...

  Chocolate Finance: Recent Developments and Investor Risks Chocolate Finance has been turning heads with its fresh take on making money from spare cash, but some red flags have popped up lately that suggest investors might want to think twice. Here, I’ll walk you through the key details—what’s happening, what’s caught people off guard, and the risks to watch out for—keeping it straightforward for anyone new to this kind of financial platform. Background and How It Works Started in 2022 in Singapore, Chocolate Finance is a FinTech company focused on fund management (Crunchbase). It’s designed to help people earn interest on extra cash—no minimum balance needed—with rates like 4.6% per year on the first US$20,000 or 3.3% on the first S$20,000 (Chocolate Finance). Your money’s kept in separate accounts with MAS-licensed outfits for safety, which sounds reassuring (Chocolate Finance). The guy behind it, Walter de Oude, founded Singlife before this, so he’s got some street cred in the ...

  Trump’s Impact On Current Market Donald Trump’s re-election of his second term of presidency has introduced complex landscapes for investors. Potential opportunities and uncertainties arise from Trump’s presidency due to rallied expectations of tax cuts and deregulations, as well as newly introduced policy announcements, particularly regarding tariffs and immigration has and will lead to significant changes in the global stock market.  Policy Impacts on Market Sectors President Trump's policy agenda is poised to have varied effects across different sectors: Trades and Tariffs After stepping into office, Trump’s administration has demonstrated inclination towards imposing higher tariffs. Countries involved in this tariff war like China, often have their country’s best interests to protect their own domestic industries but have since been threatened by the new administrative, escalating risk of trade tensions. Such measures imposed can lead to increased costs for consumers and...